Powering the future of
ACH payments
In the U.S., 85% of payments go through the ACH network, which creates challenges for financial institutions with legacy ACH systems. These older systems are costly to maintain and suffer from slow processing, complex customization, and vendor dependencies, reducing efficiency and flexibility.
Volante’s ACH Payments Processing eliminates these legacy roadblocks. Designed for modern banking, it provides a faster, more intelligent, and more scalable way to manage ACH payments. From real-time processing and risk mitigation to smart routing and flexible deployment options, banks rely on Volante to process high-volume ACH files faster than our competitors and without the operational overhead of legacy systems.
Powering real-time, cross-border payments with cloud-native innovation
A leading bank partnered with Volante Technologies to modernize its payment infrastructure to keep pace with rising demand for instant and cross-border payments. By embracing ISO 20022, APIs, and a cloud-first strategy, they accelerated time to market, enhanced client experiences, and positioned themselves for long-term growth in a digital-first world.
Why financial institutions choose Volante for ACH payments processing
Process ACH payments at
high speed
Handle large ACH transaction files faster than any competing solution.
Say goodbye to vendor
dependency
Avoid the complex, manual configurations required by legacy providers.
Scale without
limits
Process high transaction volumes without compromising speed or accuracy.
Reduce fraud
risk
Leverage duplicate checks and configurable fraud monitoring.
Improve liquidity
management
Gain real-time visibility into cash flow and optimize payment processing windows.
Ensure platform
stability
No more downtime or system failures during updates — built for resiliency.
Accelerate onboarding and deployment
Get up and running quickly with flexible, easy-to-configure workflows.
Support for B2B and
B2C payments
Process payroll, vendor payments, and consumer interactions with flexibility.
Advanced capabilities designed for modern ACH payments processing
Smart
routing
Dynamically direct payments between ACH, RTP, or FedNow to optimize cost, speed, and settlement windows.
High-volume ACH payments processing
Handle large ACH transactions and batch processing with scalability built for growth.
Configurable risk
controls
Set custom exposure thresholds, prevent unauthorized debits, and mitigate payment fraud.
Intelligent
dashboard
Monitor payment statuses, manage approvals, and track exceptions with an intuitive user experience.
Real-time alerts and notifications
Receive instant alerts on payment statuses and transaction updates, enabling operational efficiency.
Flexible APIs
Automate ACH workflows and connect with other banking systems for faster, more efficient processing.
Automated cash positioning
Optimize liquidity with fund sweeps, pre-scheduled transfers, and account balancing.
Versatile deployment
Available both on-premise and as a service (PaaS), catering to the needs of large global banks and smaller FIs.
Get future-ready ACH processing with the Volante Payments Platform
Process ACH payments with the Volante Payments Platform — a cloud-native, API-first solution built to handle high-volume, multi-rail payments. Whether you’re processing ACH, Fedwire, RTP, or FedNow, you can consolidate payments into one powerful platform for greater efficiency and scalability.
With real-time processing, smart routing, and full regulatory compliance, Volante provides a resilient, high-speed ACH payments processing that eliminates the cost and complexity of legacy systems while giving you a competitive edge.
Trusted by over 150 financial businesses worldwide
Leading financial institutions rely on Volante to accelerate ACH modernization.
What our customers say
With Volante’s Payments as a Service, we can bring new instant payments and ISO 20022 services to market faster.
Belhassen Belkhechine, Payments & Operations Product Manager
Azqore
Partnering with Volante is instrumental in leveling the playing field between Lakeside Bank and the world’s largest financial institutions as we seek to add new services such as real-time payments from RTP and FedNow. Volante’s Payments as a Service empowers us to offer faster, more efficient, and reliable services that rival those of the biggest banks.
Matthew Palmisano, Senior Vice President and Director of Treasury Management
Lakeside Bank
The combination of rich Volante Payments as a Service functionality and its flexibility to integrate with platforms without the need to build additional infrastructure is an ideal value proposition.
Gilbert Coleiro, CIO
FIMBank
Volante will help us innovate through a single platform, creating economies of scale. Moreover, with Volante’s Payments as a Service, we will be able to innovate our products and services as the market demands it.
Chris Nichols, Director of Capital Markets
SouthState Bank
See how financial institutions stay ahead of the curve with Volante
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Get insights from the experts leading payments modernization
Frequently Asked Questions
ACH processing refers to the electronic transfer of funds between banks through the Automated Clearing House (ACH) network. ACH payment processing is commonly used for direct deposits, bill payments, and recurring transactions, providing a cost-effective and secure alternative to paper checks and card payments.
ACH payments typically take one to three business days to process. Same-day ACH options are available, but standard transactions may be delayed by weekends and bank holidays.
A modern ACH processor ensures fast, secure, and scalable transfers. Designed for high-volume transactions, it maintains accuracy, reliability, and compliance. It verifies payment details, routes transactions, and delivers a seamless and consistent experience for banks and customers.